Facing Foreclosure?

If you are facing foreclosure you should contact an experienced Kansas City bankruptcy attorney such as myself, Cary Smalley of The Smalley Law Firm.  I offer a free initial consultation and can discuss your options to save your home, whether through bankruptcy or other means.  I can provide a personalized solution for your specific situation.   Just because you get a letter from your mortgage company saying that you home is being foreclosed does not mean that you have to vacate your home.  Foreclosure must be approved by the court in Kansas.  Therefore, in order for your home to be foreclosed upon, you must be served with court papers and have a judgment entered against you.

An attorney can potentially help you find errors in the paperwork.  Your lawyer may discover that there is a procedural error, that the bank does not even hold the note, or that there is fraud involved.  If these errors are uncontested you can quickly lose your property.  Without an attorney the foreclosure process can be completed in as little as two to three months.  By retaining an attorney the process can take much longer, often buying you time to get caught up on your payments, work out a loan modification, short sale, forbearance, or to file bankruptcy to stop the foreclosure process.  For more information or to schedule a free initial consultation please contact me, lawyer Cary Smalley at The Smalley Law Firm, at (913) 601-3549 or at www.thesmalleylawfirm.com